Frugal to Save

Photo Stamps for only $0.40?!?! Yes, Please!

2009-11-11T06:55:00.000-08:00

Go HERE to see how to score PHOTO STAMPS for only $0.40 each. That's less than a normal stamp. Perfect for all those Christmas cards you'll be sending out.You do have to order 40+ but that's only $16.00 and you're saving $1.60 AND it's personalized.

Thanks Money Saving Mom!!

Albertsons Week of 11/11

2009-11-10T22:21:00.000-08:00

IN AD COUPONS

Albertsons Meat 85% lean $1.79/lb.

Ragu: $0.88 (limit 4)
Buy 2
Use -$1.00/2 from here
Final Price: $0.76 for 2

Skippy Peanut Butter: $0.99 (limit 4)
use $.40/1 coupon from insert
Final Price: $.59

Pork Loin Babyback Ribs, $2.99/lb (Limit 10 lbs)

Sara Lee Pie Promotion
Buy 1 Sara Lee Pie, get another pie and 2 Breyer's Ice Creams for FREE
Sara Lee Pies BOGO Free; $6.39

"buy" 2
Breyer's Ice Cream: FREE

"buy" 2

use $1.00/1 for the Sara Lee Pies x2 from here
use either $1.00/2 Breyer's from here

or use $.75/1 x2 from insert

Final Price: Between $2.89 and $3.39 for all (if there are doublers on Sunday, this would be Free plus possible overage!)

ANGLE SOFT AND/OR SPARKLE PROMOTION
Buy any 2 Angel Soft or Sparkle, get $3 off automatically
Angel Soft 24 Single Rolls/12 Double Rolls, $5.00
Sparkle Paper Towels 6-8 rolls, $5.00
Buy 2; Subtotal: $10.00
Receive $3.00 Instant Albertsons Savings (for buying 2)
Use $1.00/1 Angel Soft (9/13 RP insert)
Use $1.00/1 Sparkle (9/13 RP insert)
Final price: $5.00 for both ($2.50 each) This is a STOCK UP PRICE!!!!!!!!!

BUY 5 PILLSBURY, RECEIVE FREE BUTTER INSTANTLY PROMOTION
Buy 5 Pillsbury (from combo below), receive free butter up to $2.50 in same transaction

Pillsbury Cinnamon Rolls 12.4-13.9 oz. $1.67

buy 2

use $.75/2 from here, here, here
Final Price: $2.59 ($1.30 each)

Pillsbury Grands! 6.3 oz. $1.67
buy 2
use $.75/2 from here, here, or here
Final Price: $2.59 ($1.30 each)

Pillsbury Crescents 8 oz. $1.67
buy 2
use $1/2 from here (with IE)
Final Price: $2.34 ($1.17 each)

Pillsbury Pie Crusts 11-16.5 oz. $2.50
buy 2

use $.50/2 from here or here
or use $1/2 from peelie on pie crust pkg
Final Price: $4.00 to $4.50

Pillsbury Cookie Dough 11-16.5 oz. $2.50
Buy 2
Use $1/2 from here, here, or here
Final Price: $4.00 ($2.00 each)

Other Deals

Hershey Kisses: $2.88
Use $1/1 insert
or use $1/2 (11/8 RP insert)
Final Price: as low as $1.88

Wine: Buy 6, get 20% off--great deal!
Final Price: Varies

Oranges: $.68/lb

Grapefruit: $.89 each

Tropicana Orange Juice: $2.50
Use $1.00/1 from here
Final Price: $1.50

Chex Cereal: $1.50 (when you buy 3)
buy 2
use $1.00/2 from here, here, or here
Final Price: $2.00 ($1 each)

$1 DEALS

Albertsons Brand: Shredded Cheese, Cream Cheese, Chunk Cheese, Sour Cream, Margarine: $1
If you aren't a cheese snob like me then this is a great price to stock up and freeze!

Swiss Miss Hot Cocoa: $1

Palmolive: $1

use $.25 insert (10/25 SS)

Final Price: $.75

Green Giant Veggies: $1

use $.40/1 insert

Final Price : $.60

Carnation Evaporated Milk: $1

Pop Secret Popcorn: $1

Use $1/2 from 11/8 SS

Final Price: $1.00 (.50 each) FREE if doublers on Sunday!

AirWick Aerosol Spray: $1
Buy 2

Use $1/2 from 10/25 SS
Final Price: $1 ($.50 each) Free if doublers on Sunday!

Spend $20, Get $5 PROMOTION
Spend $20 on select items and get a $5 catalina back. Remember, this is BEFORE COUPONS!

Crisco Olive Oil $5.00
Use $1/1 (11/8 RP)
Final Price: $4.00

Crisco No-Stick Spray $2.29
Use $.55 insert (11/8 RP)
Final Price: $1.74

Crisco Shortening Sticks $2.99
Use $.55 insert (11/8 RP)
Final Price: $1.24

Folger's Coffee $5.99
use $4.99 in store coupon
plus use $1/1 insert (11/8 RP)
Final Price: $3.99

Eagle Brand Sweetened Condensed Milk 14 oz. $2.00
Use the $.55 insert (11/8 RP)
Final Price: $1.45

Dunkin Doughnuts Coffee $5.99

Pillsbury All Purpose Flour 5 lb. $1.50

Pillsbury Cake Mix 18.25 oz. $1.00

Pillsbury Cookie Mix 15.5-17.5 oz. $1.50
buy 2
Use $1/2 insert (RP 11/8)
Final Price: $2 ($1 each)

Pillsbury Easy Frost 13.5 oz. $2.99
buy 2
Use $1/2 insert (RP 9/27)
Final Price: $4.98 (2.49 each)

Pillsbury Frosting 12-16 oz. $1.50
buy 2
Use $1/2 insert (RP 11/8)
Final Price: $2 ($1 each)

Pillsbury Brownie Mix 19.4 oz. $1.00
Use $.40/1 insert (11/8 RP)
Final Price: $.60

Smucker’s Jam, Jelly or Preserves 12 oz. $2.99
Use the $.25 insert (11/8 RP)

Final Price: $2.74

Smucker’s Magic Shell 7.25 oz. $1.50

Smucker’s Toppings 11.75 oz. $1.50

Safeway Week of 11/11

2009-11-10T21:05:00.000-08:00

Nothing too exciting for Safeway this week (most anything would pale in comparison to the mega deal I scored this past weekend). But here are a few highlights:

Green Giant Canned Veggies $.49

Progresso Soups: $1.00
use $1.10/3 from here
Final Price: $1.90 for 3

Ritz Crackers: BOGO Free $4.29/2
use $1/1 x2 coupon from 11/8 insert
use $.50 doubler x2
Final Price: $1.29 for 2 boxes

Betty Crocker Cake Mix $.89

C&W or Steamfresh Veggies: $1.25
use $.35 insert or $.50 insert
use $.35 double or $.50 double
Final Price: $.25 to $.55

Tony's Pizza: $1.99
Buy 2
Use $1/2 insert
Final Price: $2.98

Colgate Toothpaste: $2.49
Use $1/1 insert
Use $.50 double
Final Price: $.99

Albertsons Week of 11/4

2009-11-04T21:29:00.000-08:00

I am so excited about food shopping this week that I can hardly stand it. There are deals to be had at BOTH Albertsons and Safeway. The biggest Albertsons deal this week is in their Buy $30 of participating products, get $15 catalina good towards next purchase. Go here (thanks frugalchichliving) to see all these deals. I have put together the 2 transactions I am going to do (will probably do more with some doublers...reported being in this coming Sunday paper)

Transaction #1
2 Progresso Broths (each $1.49)
2 Chex Mix (each $1.69)
1 Lipton Tea ($2.49)
2 Cottenelle Flushable Wipes (each $1.99)
1 Lipton Dry Soup Mix ($.99)
2 Viva Paper Towels (each $1.99)
2 YoPlait Delights (each $2.49)
2 Wishbone Salad Dressings (each $1.99)
3 Progresso Soups (each $1.69)
TOTAL BEFORE COUPONS: $31.83

Use the following coupons:
(Use 2) Progresso Broths (.50) from here
(Use 2) Chex Mis (.50) from here or here
(Use 2) Cottenelle Flushable Wipes (.50) from here and (.40) was an insert
(Use 2) Viva Paper Towels (.50 was an insert) and (.40) from here
(Use 2) YoPlait Delights ($1.25) from here (Internet Explorer)
(Use 2) Wishbone Salad Dressing (.75) from here
(Use 1) Progresso Soups ($1.10/3) from here
TOTAL AFTER COUPONS: $22.83 PLUS RECEIVE A $15 CATALINA (that's like paying $7.83 for all of it)

Transaction #2: (Waiting for Sunday Doublers)
2 Klondike (2.99)
2 YoPlait YoPlus (each $2.49)
1 Progresso Broths (each $1.49)
2 Cottenelle Wipes (each $1.99)
2 Ragu Sauces (each $1.99)
2 Cheerios (each $1.88)
1 Lipton Tea ($2.49)
2 Gold Medal Flour (each $1.79)
TOTAL BEFORE COUPONS: $30.24

Use the following coupons and $15 catalina from previous transaction:
Use 2 Klondike (1.00) here and a $1 doubler
Use 2 Yoplait YoPlus (1.00) insert or (1.00) from here plus 2 $1 doublers
Use 1 Progresso Broth (.50) from here
Use 2 Cottenelle Wipes (.50) from insert
Use 2 Ragu (.30) from insert 9/13 SS or from here
Use 2 Cheerios (.55) from insert or from here
Use 2 Gold Medal Flour (.50) from here
TOTAL AFTER COUPONS AND CATALINA: $5.04 PLUS RECEIVE A $15 catalina for next purchase

Total out of pocket: $27.87 plus you have $15 to spend on next purchase

For more scenario ideas check out Krazy Coupon Lady

180 Holiday Address Labels for $2.95

2009-11-03T06:51:00.000-08:00

Go here to see how to score 180 Holiday Address Labels for $2.95 (the cost of shipping). I just ordered mine and am so excited to not have to write our *NEW* address on all our Christmas Cards this year :)

Thanks Money Saving Mom!!

COUPON CLASS

2009-11-01T20:15:00.000-08:00

I will be doing a Coupon Class at the South Albertsons in Bend on Saturday, November 7. Everyone that attends will be entered to win a $25 Albertson's gift card!

Safeway $10/$50 in 11/3 paper

2009-11-01T20:12:00.000-08:00

Just received an email confirming there will be a $10/$50 coupon in the 11/3 (Tuesday) Bend Bulletin!

This is usually $50 BEFORE coupons which is a great deal!! Either way, think of everything you buy as 20% off

Fred Meyer Week of 11/1-11/7

2009-11-01T20:03:00.000-08:00

Go here for a look at some good deals at Fred Meyer. I didn't see too many that stood out this week.

Thanks, Frugal Chic Living

Rite Aid

2009-11-01T19:59:00.000-08:00

Go here for great Rite Aid deals this week!

Thanks, For the Mommas!

Albertsons Week of 10/28

2009-10-27T21:14:00.000-07:00

Darigold Sour Cream $1.67
-$.40/1 from here
Final Price: $1.27

Albertsons Half and Half $.79

Buitoni Pasta or Sauce $3.99
Use the $1/1 from 6/21 (EXP 10/31)
Final Price: $2.99

Fresh Express Complete Salad Mix BOGO or 2/$3.99
Use the $0.55/2 from SS 10/4
Final Price: $1.72 each

Raspberries or Blackberries BOGO or 2/$3.99
Final Price: $2.00 each

Hunts Tomatoes $1.00
-$1/3 from here

or -.75/3 from here
Final Price: As low as $.67 each

Albertsons Bone In Chicken B1G1 FREE or 2lb/$2.49

Bumble Bee Albacore Tuna $0.88
-$1/5 coupon from here
Final Price: $3.40 for 5 (this would be $2.40 if there are Sunday doublers)

Chef Boyardee Can Pasta $0.88
-$.50/2 coupon from here

Final Price: $0.63

Banquet Value Meal $0.88
-$.50/5 from here

Final Price: $0.78

Hunt’s Spaghetti Sauce $0.88
-$1/3 from here
Final Price: $0.55

Chef Boyardee Microwave Pasta $0.88
Use the $0.40/1 coupon from insert
or use -$.50/2 from here
Final Price: As low as $0.48

Lean Cuisine Entree $1.88 (First 12)
Use the $1/3 from RP 9/13
Final Price: $1.55

Mars Fun Size Candy $2.50
Use the $1/2 from 10/11
Final Price: $2.00

Tombstone Pizza $2.49
Use the $1.50/2 from SS 9/27 (EXP 10/31)
Final Price: $1.74

Litehouse Caramel Apple Dip $2.50
Use the $1/1 from 8/30, 9/20
Final Price: $1.50

Tyson Anytizers, Select Varieties $2.50
Use the $1.50/1 from 10/11
Final Price: $1.00

Betty Crocker Fruit Snacks 3/$5.00 or $1.67 each

-$.50/2 from [here

-$.40/1 from here

Final Price: As low as $1.27 each

Also, if you buy the following combination of Betty Crocker Fruit Snacks ou can save even more! Fruit Shapes, Fruit By The Foot, Fruit Gushers, Fruit Roll-Ups or Fruit Roll Up Stickerz
Between 10/9 and 11/1
Buy 3 and Save $1.50 On Your Next Order
Buy 4 and Save $2.00 On Your Next Order
Buy 5 (or more) and Save $3.50 On Your Next Order
**You will get the most bang for your bunk if you buy in groups of 3!**

Malt O Meal Cereal $2.99
-$.50/1 from here
Final Price: $2.49

Arm and Hammer Laundry Detergent B1G1 FREE or 2/$6.69
$1.00/1 – Arm & Hammer Laundry Detergent – (armandhammer.com)
Final Price: $2.85 each

Progresso Soup B1G1FREE or 2/$2.79
-$1.10/3 from here
or -$1/3 from here
Final Price:

Clorox Bleach $1.66

-$.50/2 insert

Final Price: $1.89 for 2

And the winner is...

2009-10-27T20:41:00.000-07:00

Kristin!

Congratulations! Email me your address and I can send that out to you...unless you want me to wait until it's closer to Christmas :)

grets06@ yahoo dot com

Backporch Coffee Roasters--GIVEAWAY!!

2009-10-23T20:17:00.000-07:00

I have been quiet on the blog the past few days. Mostly because in my opinion, there haven't been many screaming deals to write about. But, also because we just closed on a house and I've been busy packing.

However, I am very excited about this giveaway because with 2 kids under 3 coffee is my life-line.

For those that don't know, Backporch Coffee Roasters is in Bend, off of Newport Ave. Their coffee is amazing-definitely the best in town. They take great pride in their roasting and it's easily reflected in the amazing taste and aroma that fills the shop. Backporch is certified for organic processing and is also a Fair Trade retailer. YAY!

I love the fact that their "drip" isn't drip, it's French Press so it never tastes acidic!! And better yet? They have a FRUGAL deal!! They offer a double espresso for $1 if you ride your bike. Their espresso is done to perfection...no burnt shots there. And, Backporch also offers free wi-fi. Go here to read more about Backporch Coffee Roasters.

Now to the giveaway...I am giving away a 1/2 lb of their amazing Backporch Blend coffee. This would make a great Christmas gift (if that's what you choose to do I can send it to your the 1st of December so it's fresh!) or you can indulge yourself and drink it right away.

There are 3 ways to enter:
1. Leave a Comment on this post
2. Become a follower of this blog (current followers are automatically entered)
3. Refer a friend...make sure they leave your name in their comment post!
Only way for multiple entries is to enter all 3 ways and refer as many friends as possible. Enter all ways for your odds to increase.Giveaway will end on Monday, October 26, at 5pm. One winner will be randomly drawn from all the entrants and announced on this blog later that evening.

Free $15 Gift Card to Kodak Photo

2009-10-20T22:07:00.000-07:00

Kodak Gallery

it's time to smile

________________________________________________________________________________
Kodak Photo Gallery is giving away free $15 gift cards to the first 100,000 people.

Go here to enter for 1 FREE gift of $15 good towards the Kodak Gallery website (fulfilled as a digital code).

There is a 1 per person limit. However, once the first 100,000 people threshold has been met you will receive a code good for 40% off. If you receive this code, go back on Oct. 29 and try again. You should be able to receive the $15 then.

Giveaway!

2009-10-20T21:31:00.000-07:00

Just a teaser...stay tuned for another giveaway. This time, the giveaway will involve my life-line...coffee :)

Albertsons Catalina Update!! HOT!

2009-10-20T15:54:00.000-07:00

I tried out the before/after coupon deal at Albertsons. I just couldn't believe that Bend would be the only place that wouldn't allow the $25 to be BEFORE coupons.

Here's the transaction I did:

2 Flour
2 Broth
2 Pie Crust
2 Cinnamon Rolls
2 Cheerios
2 YoPlus Yogurts

Before coupons the total came to $25.42
After coupons & $5.50 catalina I had from last transaction total was: $7.84
And yes, my $10 catalina printed, as did my $2.50 Pillsbury Catalina.
SCORE! That's like a $4.66 moneymaker :)

Safeway Money Maker

2009-10-19T19:44:00.000-07:00

This deal will run Saturday and Sunday (10/24 and 10/25), at Safeway.

Knorr's Side Dishes $.79 (limit 4)
Buy 4
Use $1/3 coupon here
Use Safeway Doubler (-.50)
Final Price: $1.66
BUT, get $1.50 Catalina back...after factoring in Catalina, you paid $.16 for all 4.

AND...You can ROLL this Catalina in to your next Knorr's transaction...

Purchase #2:

Buy 4
Use $1/3 coupon
Use Safeway Doubler
Use $1.50 Catalina
Final Price: $.16 AND you get another $1.50 catalina...that's $1.34 money maker

Thanks, Frugal Living NW

Rite Aid Freebies

2009-10-18T14:09:00.000-07:00

There are so so many Rite Aid freebies this week that I didn't want to take the time to type them all :(

Go here to see not only the Rite Aid freebies and match ups, but also to see other blogger's deals!

Thanks, Money Saving Mom!

Target

2009-10-18T14:04:00.000-07:00

Publish Post

Playskool Musical Sit and Spin $20
Use $10/1 coupon from today's insert
Or, $10 off coupon here
Final Price: $10
This is probably as good as a Black Friday Price if this is a toy you're interested in!!

I didn't see any other screaming Target deals this week.

Albertsons Doublers

2009-10-18T13:46:00.000-07:00

There were 3 Albertson's Doublers in today's Oregonian (good for 10/18, 10/19, 10/20). I haven't determined yet if they have this ad in the store too. If you purchase the Early Edition Oregonian, it's cheaper. Either way, if you're sure you will use the doublers (will double up to $1.00) then it's worth buying the Oregonian!

Wondering what a Doubler is? Go here

Holy Dairy Fred Meyer!

2009-10-18T13:41:00.000-07:00

It's Fred Meyer's 87th Anniversary Sale! There are some great buys this week.

Go here to see the Organic Valley Milk deal!

Other Great Deals:

Tillamook Cheese, 2lb Block, $3.99 in-ad coupon (limit 2)
Awesome Deal!

Tillamook Butter, $1.25 each

Pears/Apples $.68/lb New Crop!

Medium Avocados, $0.50

Mini-peeled carrots, $0.50

Pineapple, $1.98

Fresh Express Salads or Blends, BOGO
-$0.55 coupon x2
Final Price: ??

Tree Top, Langers or Ocean Spray Juice, $1.50 in-ad coupon
Buy 2 and use $1/2 coupon in today's inserts
Final Price: $2/2

Tide Laundry Detergent, 80-146 oz, $9.99 in-ad coupon
-$1.00 off (from 9/27 P&G Insert)
Final Price: $8.99

Propel Water, $0.33 in-ad coupon

Franz Bread or Fred Meyer Peanut Butter or Preserves, $1.00 each in-ad coupon

Beef Loin New York Steaks, $3.99/lb

Jumbo E-Z Peel White Prawns, $3.99/lb

Tully's Coffee, BOGO
Final Price: ??

Wild Alaskan Salmon Fillet, $4.99/lb

Dreyer's Ice Cream, $2.00 in-ad coupon

Orbit Gum, Altoids, and/or Extra Gum: BOGO
Final Price: ??

Colgate Toothpaste $1.79
In-store, Manufacturer's coupon $1/1
Final Price: $.79

YoPlus Yogurt, $1.99
-$1.00 eCoupon from ShortCuts or Cellfire
-$1.00 here
Final Price: FREE

CHEAP ORGANIC MILK

2009-10-17T20:31:00.000-07:00

Starting tomorrow, 10/18, and running through next Saturday you will be able to score a 1/2 gallon of Organic Valley milk for .64 at Fred Meyer! Their Organic Valley milk will be 50% off. There's a 4 per person limit.
Organic Valley 1/2 Gallon Milk $3.29
50% off sale = $1.64
Use this coupon: here for $1/1
Final Price: $.64 THAT IS A GREAT DEAL FOR ANY MILK...AND THIS IS ORGANIC!

Albertsons Update!!

2009-10-16T06:37:00.000-07:00

I went to Albertsons last night to do the scenario I listed below. It worked GREAT! I got my $10 catalina, a $2.50 catalina (for the fruit snacks) and a $3.00 catalina (for the Pillsbury). YAY! Not only that, but there was a $1/2 coupon stuck to the Pillsbury Pie Crust making my total after coupons $25.48.

Also, you can "roll" these catalinas in to your next purchase. SO...if you do 2 transactions with the purchase $25 get $10 cat then you can use your cats from the previous purchase. E.g. I paid $25.48 for my first purchase and got $15.50 in catalinas. I can then purchase $25 and use the $15.50...pay $9.50 out of pocket and get another $10-$16.50 back in cats (depending on what combos you buy). That's a $.50 - $7.00 MONEY MAKER!

If you live in Washington, your $25 total just needs to be BEFORE coupons. Nice huh?

Albertsons Week of 10/14-10/20

2009-10-13T22:19:00.000-07:00

In my opinion (because I have some great coupons this week), Albertsons is the place to shop this week! Even without coupons, you'll get a great bargain with their spend $25, get a $10 catalina good for next purchase.

Good deals:

Prego Spaghetti Sauce $1.49 (limit 4)

Fresh Express Salad BOGO
Use 2 $.55/1 coupons
Final Price: ?

Fresh Apples (select variety) .$68/lb

Celery $.89/lb.

Whole Fresh Carrots $.59/1 lb.

Green Bell Peppers $.59 each

Reeses Peanut Butter Cups $.50
Use .55 off 1 coupon
Final Price: FREE

Buy $25, Receive $10 Catalina good towards next purchase:

Go here to see some great match ups and coupons. Even if you don't use coupons, when you factor in the catalina it's like you receive 40% off on the items you buy. See their store ad for more items! Remember, the Bend Albertsons insists that the $25 must be after coupons.

The best part, it looks like you can triple dip in promotions (have not tried myself yet so I can't guarantee)! Go here to see the Betty Crocker Fruit Snack promotion and Go here to see the Pillsbury Promotion!
Thanks Krazy Coupon Lady!

Example: (I think this is what I will buy)
3 boxes 14 oz Cheerios $6.00
2 Pillsbury Pie Crusts $5.00
2 Pillsbury Cinnamon Rolls $3.32
1 Pillsbury Crescent Roll $1.66
4 Betty Crocker Fruit Snacks $10.00
1 Gold Medal Flour $2
1 Green Giant Can Corn $.75

2 Steamers $4
1 Progresso Natural Broth $2
TOTAL before coupons: $34.73

Use:
3 $1.00 coupons on the Cheerios(Use fire fox (ff) browser-go here)
1 $.50/2 coupon for Pillsbury Pie Crust (go here)
2 $1.00 coupon for Pillsbury Cinnamon Rolls (go here)
1 $1.00 coupon for Pillsbury Crescent Roll (this was an insert)
2 $.50/2 coupons for the Fruit Snacks (go here)
2 $.50 coupon for the Steamers (this was an insert)
1 $.50 coupon for the Progresso Natural Broth (go here)
TOTAL after coupons: $25.98

PLUS, get back the $10 Catalina from this Promotion, the $3 Catalina from the Pillsbury Promotion, AND the $2 Catalina from the Fruit Snacks. That's like paying $10.98 for all I listed above.

SHOPKO---Friday, Saturday 10/9. 10/10

2009-10-09T13:16:00.000-07:00

Lowest Price of the Season Sale:

I am just going to highlight some that looked interesting to me. There are a ton of great buys! (I'm not sure, but you might be able to take any of the rebate prices to either Target or WalMart and have them match them saving you the hassle of sending in a rebate.)

10 pc Basic Essentials Nonstick Cookware Set $69.99

Final Price: $12.88 after rebate

65% off luggage

60% off Boys or Girls Cold Weather Accessories(hats, gloves, scarves, etc)

ALL Baby Clothing and Gear on sale!

55% off all Bath Towels, Rugs, & Shower Coordinates

55% off all Room Size Rugs, Accent Rugs, Doormats

55% off Window Panels, Chairpads, Decorative Pillows, Slipcovers

60% off Decorative Wicker

60% off Entire Stock mix & match Lamps

Joy for Soy 9 oz Candle $14.99
Final Price: $5.88

Circle Glass $19.99-$24.99
Final Price: $8.88

TableTop Gallery 6 pc Whiteware Dinner Set $19.99
Final Price: $2.88 after rebate

Pfaltzgraff, Montauk, Tabletop Gallery, or Sango $79.99-99.99
Final Price: $38.88

TOYS

Playskool Busy Ball Popper or Step Start Walk n Ride $29.99
Sale price $19.88
Use $5/1 coupon here
Final Price: $14.88

Barbie Dolls $6.99-12.99
BOGO

My Little Pony $5.99-$9.99
BOGO

Littlest Pet Shop $5.99-$9.99
BOGO

(These are great prices to stock up on gifts in you have any little girls in your life)

Hot Wheels 5 pack $5.99
Final Price: $3.88

Lincoln Logs $24.99
Final Price: $16.88

Transformers $14.99
Final Price: 8.88

Games

Don't Break the Ice, Don't Spill the Beans, Cootie, Ants in the Pants, Candy Land, Chutes and Ladders, HiHo Cherrio--Regularly $$7.99-9.99

Sale Price $6.88

$2.00 mail in rebate

Final Price $4.88

GatorGolf or Elefun--Regularly $22.99

$19.88 Sale price

$5.00 mail in rebate

$5.00 coupon here

Final Price $9.88

(I think the game prices are as good, or almost as good as a Black Friday BOGO depending on original price of game)

Air Wick Freshmatic I-Motion Starter Kit

2009-10-08T22:14:00.000-07:00

Walmart has the following deal...

Air Wick Freshmatic I-Motion Starter Kit $6
Use $6/1 coupon
Final Price: FREE

Albertsons Week of 10/7-10/13

2009-10-07T20:37:00.000-07:00

Albertson's has some great deals this week. AND, if there are actually doubles in the Sunday paper, these deals would be even better!

Quaker Mix & Match Sale
Buy 10 items, Save $5 instantly (these are my favorite because it doesn't matter if you use coupons or not, 10 items is 10 items)

Aunt Jemima Mix or Syrup, $2.00 each
$1.00/2 PrintableQuaker Chewy Granola Bars, $1.50 each
-$1.00/2 here or here (or $0.75/2 in 8/30 SmartSource)

Quaker True Delights, $2.00 each
-$1.00 in 8/23 RedPlum

Other Great Deals

Fresh Express Salads $1.66
Use $1/1 coupon (10/4 insert)
Final price: $ .66

Carnation Evaporated Milk $1.00
(the last time I looked though the Albertsons evap milk was cheaper than this!)

C&H Powdered and Brown Sugar $1.89
Use $ .35/1 coupon (10/4 insert)
OR use .$65/2 coupon (10/4 insert)

5 lb. Bag of Potatoes $ .77

BOGO FREE

Final Price: $ .77 for 10 lbs! This is a GREAT price!

Purex 3-in-1, $4.49
-$1.00 from 10/4 SmartSource
=$3.49

Snuggle/All, $3.99

TreeTop Juice Boxes, $1.00
-$1.00/2 Printable
Final Price: $1.00 for 2 packages

Snow White Movie $25.99

Use $10/1 coupon here

Final price: $15.99 PLUS get 2 free boxes of Kellogg's Cereal (this might count as 2 of the 3 Frosted Mini Wheats you need for the Kelloggs deal I listed here, but I'm not sure!)

Mix & Match Sale...
Spend $10, Save $3 Instantly (the Bend Albertsons say you must reach $10 AFTER coupons!)

Ronzoni Healthy Harvest, $1.00
-$1.00/2 Printable

Hormel Compleats, $2.00
-$2.00 from October All You

Snyder's Pretzels, $2.50
-$1.00 from 7/26 SmartSource

Colgate Total, $2.50
-$1.00 from 9/27 SmartSource

Welch's Juice Cocktail, $2.50
-$1.00 Printable

Infusium 23, $5.00
-$2.00 from 9/20 SmartSource or October All You

Schick Quattro Disposable Razors, $5.00
-$3.00 off from 9/13 SmartSource

3 Day Sale: Friday, Saturday, Sunday

Gatorade $ .77 (limit 8--this is a great price!)

YoPlait Yogurt, $0.44
$0.50/6 Printable
& Buy 6 Get One Free Coupon (10/4 Insert)

=$2.24 for 7 yogurts!!

Strawberries $1.88

SAFEWAY week of 10/7 - 10/13

2009-10-07T15:38:00.000-07:00

I've highlighted what I think are some good deals below. There were a lot more listed in the Tuesday paper so make sure you take a look at yesterday's Bulletin! Don't forget to use up to 4 Doublers (up to .50 each) from the Tuesday paper.

IN AD COUPONS

(as long as they are store coupons, not manufacturer coupons, don't forget to STACK these with manufacturer coupons when available)-

Safeway Pizza $2.99 (limit 1)

18 ct eggs $1.49 (limit 1)

Aquafresh Extreme Clean Toothpaste $1.99 (limit 4)
Use $1/1 from 9/20 RP & .50 Safeway Double
Final Price: .49

Arm and Hammer Laundry Soap $2.99 (limit 1)

Quilted Northern Toilet Paper 6pk $5.99
(You can get a 12 pack of cottenelle at Fred Meyer this week for WAY less--go here to see deal, thanks frugalchicliving)

Use $1/1 HERE
.50 Safeway Double
Final Price: $4.49

3 DAY SALE: FRI-SUN ONLY

93 % Lean Ground Beef $2.49/lb

Tillamook Cheese $3.99 (Limit 2--this is a great price!)

Roma Tomatoes $ .98/lb

Kraft Salad Dressing $ .99 cents each (limit 4)

Other Great Deals ALL Week

Snow White DVD $24.99
Use $10/1 coupon HERE
Final Price: $14.99 and get a pumpkin and 32 oz. Langer's Juice free

Buy 2 Classico Pasta Sauce at $2 each and Get 2 Barilla Pasta free

Final Price: $4 for all 4

Safeway Boneless, Skinless Chicken Breast $1.99/lb

Hormel Compleats $2- when you buy 4 or $2.50 for 1
Use $2/1 from the October edition of the All You magazine (sold exclusively at WalMart)

Final Price: Free or .50

Betty Crocker Cookie Mix $1.50
Use .40/1 HERE
Use .40/1 e-coupon HERE
Use .40/1 e-coupon HERE
& .50 Safeway Double
Final Price: FREE + .50 overage!!

Betty Crocker Cake or Brownie Mix .99
Use $1/2 when you buy 1 cake and 1 frosting HERE
Use $.50/2 when you buy cake and frosting HERE
(Frosting is priced at $1.50)
& .50 Safeway Double

Final Price: $ .49 for both

Healthy Choice Fresh Mixers $3
Use $2/1 HERE
& .50 Safeway Double
Final Price: $ .50

Mission Tortillas $1.99
Use .75/1 from 8/9 SS
& .50 Safeway Double
Final Price: $ .74

Purex 3 in 1 $4.99
Use $1/1 from 10/4 SS
& .50 Safeway Double
Final Price: $3.49

Yo Plus Yogurt $2.50
Use $1/1 HERE
and use $1/1 e-coupon HERE
& .50 Safeway Double
Final Price: FREE

Welch's Juice Cocktail $2
Use $1/1 HERE
& .50 Safeway Double
Final Price: $.50

Oscar Meyer Hot Dogs
Use BOGO coupon (not sure where I got this from)
Final Price: Free

Airborne $7.49
Use $1/1 x2 (insert, don't remember which one)

& .50 Safeway double x2
Final Price: $4.49 for two

Starkist Solid White Tuna $ .99

Hunts Diced Tomatoes $1.00
Use $. 45 (10/4 insert)
& .45 Safeway Double
Final Price: $ .10

Pays to call Catalina

2009-10-06T06:40:00.000-07:00

I went to Safeway (Bend, Westside) last night to grab some more Kleenex with my .50 off coupon from the Sunday paper and a Safeway doubler. This makes the Kleenex deal a $1 moneymaker. However, my catalinas did not print. The nice cashier did not believe me when I said that his machine must have been broken and asked if I still wanted 6 boxes of Kleenex. Under normal circumstances I would have said no, but since I knew that the promotion was still running I said "yes." Regardless, .99 cents for Kleenex is a good deal and I would just donate them anyway.

I called Catalina this morning and they are mailing me my $6 in coupons good for my next purchase of anything. Meaning, my 9 boxes of Kleenex, 6 packs of Dentyne Gum, 5 jars of baby food, 3 bananas, 2 apples, 1/2 gallon of Organic milk cost me $1.35 out of pocket and I have a coupon for $3 off my next purchase.

If your coupons ever do not print from the catalina machine the number to call is

1-888-8COUPON

And the winner is...

2009-10-04T21:17:00.000-07:00

The winner of the Coupon Binder is Carly!

Glad to help you get started :)

(email me your address and I'll get it mailed to you by the end of this week: grets06@yahoo.com)

Rite Aid and Target Deals

2009-10-04T20:53:00.000-07:00

Go here to see some great Rite Aid deals.

You can also score $1 Kotex pads if you have a $1/1 coupon and then submit for a Single Check Rebate.

Go here to see some Target deals. If you have kids, make sure you scroll down to the end of that post...there are some GREAT coupons for toys that will probably stack well with a Black Friday sale! It's www.coupon.com (another great place to print coupons). And go to the side where it says Toys and Games.

Thanks Krazy Coupon Lady

Oregonian worth buying

2009-10-03T13:33:00.000-07:00

**UPDATE** The Early Edition of the Oregonian did NOT have Albertson's Doublers. It did have a $10/$50 though. Keep in mind that this is $50 AFTER coupons. I'm disappointed that it didn't have doublers since the Tuesday paper lead me (and fellow bloggers on the blogospeare) to believe it would.

Reportedly there will be Albertson's doublers in the paper tomorrow. Unfortunately, the Bend Bulletin does not usually receive these. However, the Oregonian does. This paper is typically $2.50 on Sundays...boo...but is worth buying if there are doublers (as long as you use the doubles since the savings will pay for the paper). Also, if you can find places in town that sell the "Early Edition" of the Oregonian, it's only $2.00.

Regardless of where you live and the paper you receive, there should also be 3 coupon inserts. :) Bring on the savings.

Great BOGO deal at Safeway!

2009-10-03T10:42:00.000-07:00

Safeway currently has a BOGO deal on their Dentyne Gum. However, on the coffee isle (Bend Westside) there's also a BOGO blinkie for Dentyne Gum. Stack the two deals together and you get 2 Dentyne Gum for FREE!!

Giveaway

2009-10-01T15:30:00.000-07:00

In order to get you started as a frugal saver I will be hosting a giveaway of a Coupon Binder.
This binder will have 2 sets of baseball cards holders, 18 dividers, small scissors. See the post below about coupon binders.

There are 3 ways to enter to win this coupon binder: leave a comment on this post and/or become a follower of this blog and/or refer a friend to this blog that leaves your name in the comment field as well as theirs...within the next 3 days. Only way for multiple entries is to enter all 3 ways and refer as many friends as possible. Enter all ways for your odds to increase. Giveaway will end on Sunday, 10/4 at 12:00pm PST. One winner will be randomly drawn from all the entrants and announced on this blog later that evening.

Build a stockpile

2009-10-01T15:12:00.001-07:00

My least favorite time of the day used to be between 4:30 and 5:30 when I'm frantically trying to get dinner made and on the table. I find it stressful and my patience runs dry. Then, come to find out, I am missing ingredients for what I was going to make and end up just purchasing a pizza. Ugh.

Part of this is due to my lack of meal planning; more on weekly meal planning later. The other part of this is because I really had no food to pull an improvised meal from...nothing in the pantry, freezer or fridge.

This is where building a stockpile in your pantry can come in handy. Be patient though because building a stockpile will take some time.

How do you build a stockpile?
1. Pull out that list I had you make in the very beginning of the top 10 items your family uses most. Add to that list, making it consist of everything your family uses on a weekly basis: snack foods, pasta and sauce, fruit drinks, soup, ketchup, cereal, etc. I would even add things like shampoo, toilet paper, diapers, etc.
2. Save a percentage of your weekly budget to put towards stockpile items. E.g. Our weekly budget is $50. I try to only use $35 on food items we need for my weekly menu, then I have $15 left over to purchase items for the stockpile.
3. Every Sunday and every Tuesday (Bend residents) browse the ads in the paper. If you see a good deal on an item on your list, buy it...remember to stack the sale with coupons. If it's a super frugal deal, purchase more than one!
4. Eventually your pantry will be stocked with items you purchased for dirt cheap--or FREE and you will never need to pay full price again. You'll figure out what you consider good prices...an example for me is I don't pay more than $1 on any cereal...and usually $0.50 is my limit.
5. When you notice something is getting low on your stockpile, make sure to stock up again when you can so you don't get caught needing it which results in paying more.

Kelloggs Promo!

2009-10-01T06:37:00.000-07:00

This deal should be good through 9/2010 :)

Buy three specially marked Kellogg's® cereals (Frosted Flakes, Fruit Loops, Mini Wheats-bite size, Raisin bran) and get $10 bonus bucks to spend on electronics, toys, sporting goods, books, concessions and movies!

For more information go here

It doesn't appear to have a limit as to how many times you can do this.

Remember...the deal goes for a whole year so wait until you can buy these for sale stacked with coupons! It will then take 4-6 weeks for your bonus bucks to arrive in the mail.

SAFEWAY week of 9/30-10/6

2009-09-30T06:27:00.000-07:00

Here are some of the best freebie/money maker deals that I see this week at Safeway:

Kleenex on sale .99

Buy 3 Kleenex, Get $3 Catalina. (Thanks Frugal Living NW)
Be sure to look for the following UPC code on your boxes:
0 36000 28110 1

Buy 3 Kleenex on sale $.99 each (110 ct boxes) = $2.97
Use $.50/3 coupon (-$.50) from 8/2 SS insert (expires today so you HAVE to go today for this deal) You can then double this with a Safeway Doubler (-$.50).
Pay $1.97 OOP, Get $3 Catalina (remember this is what spits out of the register after you pay)
FREE with $1.03 overage after coupon & catalina

You can roll this catalina into a second transaction (or more if you want to take up the line).

          Transaction #2:

         Buy 3 Kleenex = $2.97
         Use $.50/3 coupon (-$.50) from 8/2 SS insert and doubler (-$.50).
         Buy $1.03+ worth of additional product
         Use $3 catalina from transaction #1
         Pay $0+ OOP, Get $3 Catalina
         FREE with $3 overage after coupon & catalina

*If you don't have this coupon it's rumored there are blinkies on the shelf for .50/3 but they don't double. You would still have .53 cent overage though. This is great too if you can't make it to the store today!

Chinet Plates or Cups on sale $2 with weekly ad coupon (limit 4)
Buy lunch plates and use the $2/1 coupon from 8/9 SS insert (expires Sept. 30) so you would HAVE to go today in order to get this deal. Stack this with one of the Safeway doubles (found on the inside of their ad in yesterday's Bend Bulletin). It will double up to -$.50
FREE with $.50 overage after coupons & double

If you pair the two scenarios above (Kleenex and Plates) your OOP cost would be $1.47 for the first transaction and you would receive the $3 catalina.

Bend Bulletin--$10/$50+

2009-09-29T06:24:00.000-07:00

Today in the Bend Bulletin you will find a coupon good at Safeway for $10 off a $50 or more purchase. I have yet to determine if this price is before coupons or after. If anyone knows, let me know!

Coupon terminology

2009-09-28T21:29:00.000-07:00

When I first started clipping coupons I was so confused by some of the terminology. Below are just a few. Leave a comment if you can think of some I missed and I'll add it to the list.

BLINKIES = In Store Coupons that you pull from the blinking box
TEAR PAD = A pad of coupons or MIR near a product or on display
PEELIE= Coupon you peel off package
BOGO/B1G1 = Buy One Get One
$1/2 = Take $1 off the purchase of 2.
CATALINA = Coupon printed at register after purchased
DND = Do Not Double (Some coupons have this lang)
DOUBLER = Coupon that allows a manufacturer coupon to double in value
FAR = Free After Rebate
MIR = Mail in Rebate
OOP = Out of Pocket
RR = Rebate Rewards (Walgreens)
STACKING = Most stores allow multiple use of coupons – manufacturer’s & in store coupons.
GM = General Mills Newspaper Insert
K = Kellogg’s Newspaper Insert
P&G = Proctor & Gamble Newspaper Insert
RP= Red Plum Newspaper Insert
SS= Smart Source Newspaper Insert

How do you keep all those coupons organized?

2009-09-28T21:16:00.000-07:00

There are many methods you can use to organize all those coupons you'll acquire. I will highlight three: envelope/box system, binder system, and accordian system. What method do you use? Leave a comment!

1. Binder System:
Because I have little kids that like to "help" mommy coupon, I choose to use the binder system making it almost impossible to dump them all over the floor. Though this takes a little more time, it's what works best for me. I purchased a binder, 3 packages of baseball card holders, and 18 dividers. This is great to keep little hands from tipping over a box or rummaging through envelopes. It also allows me to easily flip through all my coupons when I see a sale on an item in the store that wasn't mentioned in the ad.

I use the following dividers (though I am going to add a few more)
~Drinks
~Snacks
~Cereal/Bread
~Baby
~Cleaning
~Dairy
~Feminine Products
~Health/Beauty (I want to break this one out)
~Dessert
~Paper Products
~Soups/Sides (again, I want to break this out)
~Condiments
~Meats
~Dinners
~Produce
~Other

When I'm clipping coupons I make sure to clip as close to the edges as I can so they will fit easily in to the binder. However, sometimes I do have to fold them (where it can take a little more time). One tip that I JUST learned (I've been clipping for a few months now and only just realized this) is to sort out your coupons before putting them in the binder. That way you have all your same types together and can just slip them in instead of hunting for each section for every coupon.

2. Envelope/Box System:
Make an envelope for each category I mentioned above (or create your own categories applicable to your family). Store each coupon in the envelopes, then store the envelopes in some sort of a box, like a shoe box. You can't see your coupons very easily but it doesn't take as long to file them.

3. Accordion File System:
Choose between a large file or a small, wallet sized file. Label each divider. Clip and store. There are pros to both the large size (you can store whole coupon inserts without clipping them unless you need them) and the small size (really easy to take with you in to the store). This is the fastest way to clip and organize your coupons, though it can take more time in the store to sort through your files if you find a great deal and aren't sure if you have a coupon to match.

Regardless of the method you chose, you should begin collecting copies of store coupon policies. This is especially handy when you get a cashier that doesn't know what they are doing. You can whip out the policy and show them.

Also, I go through all my coupons 2x a month to pull out any that have expired. Usually they'll expire around the middle of the month and the end of the month. I weed them out on the 30th and the 15th.

Another thing I would suggest carrying with you is scissors...and a calculator!

How to use those coupons you're collecting

2009-09-28T06:10:00.000-07:00

When you use coupons it's important to know each store's coupon policy. (I will post more of that later).

Some basic rules to go by are:

1. Use your coupons when items go on sale. Never pay full-price (especially for health/beauty products).

2. Begin to build a stockpile of items you use frequently. E.g. cereal, condiments, canned beans, etc. (More on stockpile later too). This way you aren't forced to pay full price when you run out. Rather, you can buy those items dirt cheap and have them on hand.

3. Buy the smallest size you can with a coupon. This will result in getting close to a free price for that item.

4. If allowed, stack your coupons. Use a store coupon along with a manufacturer coupon. E.g. Fred Meyer has a $3 in-store coupon for Glad Sense and Spray. You can "stack" that with the $4 off Glade Sense and Spray Manufacturer Coupon.

5. Use "doublers" when available. Some stores (e.g. Safeway and Albertsons) have "double manufacturer coupons" up to a certain value. You can double any manufacturer coupon (unless otherwise stated) up to that dollar amount. I love Albertsons for this; they usually have their doublers up to $1 whereas Safeway will double up to .50cents. E.g. Kotex pads were on sale at Albertsons this week for $3. I had a $1 coupon and used a doubler to make my coupon $2 off, meaning I only paid $1.

6. Do more than 1 transaction. Just a note for fellow Central Oregonians: I never do more than 2 at one time...I can't bring myself to hold up the line that long. Doing more than one transaction will allow you to use the maximum number of "doublers" each time. Safeway allows up to 4 doublers per transaction, Albertsons allows for 3 per transaction.

How do you get started?

2009-09-27T15:29:00.000-07:00

Step One: Write down the top 10 things your family buys. E.g. Milk, Cereal, etc.

Step Two: Go to your top 2 or 3 grocery stores (or Rite Aid, Walgreens, etc.) and price out those. This gives you a sense of what things normally costs; that way when you see something on sale you know if it’s a good deal or not. Keep this price list to remind you.

Step Three: Buy the Sunday paper (yes, you do have to spend a little money but trust me, it pays off if you keep up with it.) At least for Central Oregon there are often sales reps for the Bend Bulletin in the grocery stores. They are usually willing to split their commission with you. What does that mean? Great deal for you! You can get the paper delivered to your door for $1.50/wk. For example, I bought a paper from a guy selling it at Albertsons. It cost me $33 to purchase for 3 months. Expense? Yes. But, he gave me $15 back in Albertsons gift cards. I was buying the paper every Sunday and every Tuesday as it was so this was already .50 cheaper AND it is now delivered to my door. Score.

Step Four: Here’s where it get’s a little tricky and tedious. Scour the ads for all the coupons and clip every coupon you think you MIGHT use. SAVE all the rest of the coupons even if you don’t think you’ll use them…(I can explain why later). These are available in the P&G, Red Plum, Smart Source, etc. inserts.

Step Five: Purchase the mid-week paper that offers your local grocery store ads (for Bend this is the Tuesday paper). Repeat everything from Step 3. Don’t forget to clip the double manufacturers coupons too. There usually aren’t too many coupons in this paper but it gives you an idea of all the “specials” the grocery stores have currently. Not sure about any other location but the Bend Bulletin will occasionally have a $10 off $50 or more at Safeway coupon hidden in this paper (not in the ad section like everything else)--even if it appears only once a month you’ve already recouped the loss for the cost of the paper.

Step Six: Repeat step 4 and step 5 EVERY WEEK. With kiddos it can be tricky to find the time to do this. What we do is purchase a doughnut with the Sunday paper (I buy the Oregonian as well) and when the weather is nice sit on the back deck and let the kdis eat doughnuts and play outside. This gives me plenty of time to even enjoy a cup of coffee while I’m doing it. This has actually become a Sunday morning ritual.

Step Seven: Check out www.coupons.com or www.afullcup.com

These sites provide printable coupons accepted at the grocery stores. Print out any you think you will need and remember to hit the refresh or back button to print them 2x (the max any one computer can print).

Step Eight: Download the coupon printer offered via any of those sites…necessary to print coupons from online.

Step Nine: SAVE, SAVE SAVE--It’s important to be patient while building your coupon stockpile. You might not have a lot of the combinations right away.

Step Ten: Match coupons with sales and win! Your goal is build a stockpile of groceries you can pull from...this stockpile should really cost you next to nothing. For e.g. we have about 10 boxes of cereal in our pantry right now. I don't pay more than .50 a box and since expiriation dates are usually at least 6 months I stock up whenever I see a deal that's less than .50.

Why coupon?

2009-09-22T13:36:00.001-07:00

After much prompting from friends and family about creating a blog...I gave in. Why do I coupon? Above is a picture of my purchases yesterday at Safeway and Fred Meyer. It cost $9.45 out of pocket, but I have a $10 off my next purchase to spend. So really, it's like I was paid .55 cents to take everything home.

I've heard the following comments regarding couponing:

1. It takes too much time to cut and organize coupons

True, it does take time. I found the initial start up to be the most time consuming. Now it usually won't take more than an hour a week for me to clip and organize my coupons.

2. You can only buy junk food with coupons

As you can see from the picture above, there isn't a single item of "junk." And, I essentially got paid to purchase those items.

3. We've all been there (meaning I must coupon because I have to)

Whether you "have to" or not, couponing is a great way to save money. Why give all your hard earned money to the store when you can get a better deal on it?

4. Don't you have to go to a zillion different stores?

Unless there is an amazing deal elsewhere I tend to stick with Albertsons, Fred Meyer and Safeway. And with the exception of this past week, will only pick 2 of the 3 of those to visit. If Rite Aid has a great money maker I will go there but otherwise don't bother. Walgreens is another great money maker but Walgreens is 20 miles away usually making it cost prohibitive.

5. And just plain "Why?"

For me, it's fun; like a game. Where can I get the best deal? What store will pay me to buy this week? My family would rather spend our grocery money on something fun. In addition, we are currently on one income and attempting to remain free from credit card debt so it makes sense to shop frugally.